# 877- 406 - 3222INDUSTRY OVERVIEW
Financing is corporate America’s biggest external source of acquiring equipment. It is bigger than bonds, bigger than stocks, bigger than commercial mortgages. It is the fastest growing form of business investment. In 2025 total public and private investment in equipment and software exceeded $2.3 trillion, of which 57% was financed.
Nearly 8 out of 10 (78%) of businesses used at least one form of financing when acquiring equipment (excluding credit card use). Protection from equipment obsolescence, tax advantages and cash flow optimization will be the top drivers for end-users to finance.
| Total acquisition amount | Rate of financing |
| < $25K | 68% |
| $25K-$250K | 81% |
| $250K-$1M | 82% |
| $1M-$5M | 83% |
| >$5M | 81% |
Companies finance everything from printing presses to power plants, hay balers to helicopters and office copiers to offshore drilling rigs. Eight out of ten companies – from mom and pop proprietorships to the Fortune 500 – have turned to financing.
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